Ciocca Subaru of York
Finance Center
Drive home in a new or used Subaru with ease, thanks to the expert Client Advisors at Ciocca Subaru of York. From our simple Subaru finance application process to our knowledgeable Subaru lease experts, our Subaru dealership in York County, PA, has the answers and streamlined experience you deserve when buying a car in York County. We can also explain the main differences between buying and leasing a new Subaru vehicle, as we want you to have all the information you need before you decide!
View the new Subaru finance specials and Subaru lease offers running now to save on your next vehicle. We offer a wide range of new Subaru Outback incentives and Impreza lease options to ensure that you can get the keys to a new Subaru model you love. Ciocca Subaru of York also provides perks like the Subaru military incentive program and Subaru college grad special to help Central PA drivers save big. Plus, with the Subaru Guaranteed Trade-In Program, you'll always receive a great price when trading in your car!
A new car is among the biggest purchases most people will make in their whole life. And only a small percentage of new car buyers can buy a vehicle without any financing. The rest of us usually have to take out a loan and pay off the vehicle one month at a time.
Fortunately for Subaru lovers around York, Pennsylvania, generous financing and a plethora of money-saving methods are available right here at Ciocca Subaru of York. Read on for a few ways to save on your next new or used Subaru.
Our Finance Programs
You'll find more than just a great selection of Subarus when you visit our dealership. We employ a team of client advisers in our central Pennsylvania location who work diligently to get customers like you a loan or lease that works with your budget.
We strive to deliver competitive interest rates and flexible terms that can get you behind the wheel of the Subaru of your choice, even if your credit score isn't the best. What's important to you is important to us, and that's helping you afford safe and reliable transportation from one of the leading brands on the road.
In addition to our general financing, we are proud to offer some special finance programs to select populations.
Military Discount Program
Eligible members of the U.S. military, veterans, and retirees can receive a Subaru VIP Military Program $500 bonus to go toward the purchase of their new Subaru. Our offer extends to all six branches of the military (Air Force, Army, Coast Guard, Marines, Navy, and Space Force) as well as the National Guard. Moreover, this offer is valid for active duty and reserve members, veterans, and retirees.
College Graduate Program
Financing may not always be easy to come by for a recent college graduate, and that's where we step in to help. Recent and soon-to-be college graduates can apply to finance or lease a new Subaru with the Subaru College Grad Program, even with a limited credit history. Plus, all qualified applicants are also eligible for any specials currently available.
Our Vehicle Trade-In Program in York, PA
Do you have a vehicle to get rid of? If so, skip the hassle of executing a private car sale, and let us give you cash for your current vehicle. All it takes is a quick and free car appraisal, followed by a competitive offer. Are you also planning on buying a new or used car? If you are, you can apply our offer toward purchasing your next vehicle.
Or, if you decide not to buy, you can still take the offer and walk away with cash in hand. And if you need time to decide, there's no rush. Our offer stands for six days, so you can have time to make a pressure-free decision.
Trade-Up Advantage Program
Do you already own a Subaru? You can trade it in for a newer model under our Trade-Up Advantage program if you do. Some of the benefits of trading up for a newer Subaru include the following:
- Lower maintenance costs and a renewed warranty.
- Updated technology and infotainment.
- Improved safety features.
- Increased luxury.
You may even be able to use the equity in your current Subaru and your credit history to negotiate a monthly payment for a newer model equal to or even lower than your current one.
Should You Buy or Lease Your Next Subaru?
We give our customers the option to buy or lease, depending on their needs. The advantages of buying a Subaru include having no mileage restrictions, greater control over accessories and other customizations, and the freedom to sell the vehicle at will. The benefits of leasing include having a smaller down payment and lower monthly premiums, the ability to always drive a newer model, and generally always driving under warranty. No matter your preference, we have an affordable option for you.
Discounts and Specials
We proudly offer an ever-changing group of discounts and specials on new and used Subaru vehicles. So take advantage of these offers to lock in low prices or interest rates on any Subaru you lease or buy. We are always introducing new specials, so ask us about any that may be happening now.
Buy or Lease?
We give our customers the option to buy or lease, depending on their needs.
The advantages of buying a Subaru include having no mileage restrictions, greater control over accessories and other customizations, and the freedom to sell the vehicle at will. The benefits of leasing include having a smaller down payment and lower monthly premiums, the ability to always drive a newer model, and generally always driving under warranty.
No matter your preference, we have an affordable option for you.
Explore Finance Tools to Help You Save
In addition to our many ways to save money on a new or used Subaru, we also offer various tools to help you budget and manage your finances.
Apply for Financing Online
You don't have to leave your seat to apply for financing with us. With some basic information about yourself, your income, and the vehicle you want to buy, you can apply for a loan online and even add a co-applicant for joint financing.
Monthly Payment Calculator
You can use our payment calculator to estimate the monthly payments for your new or used Subaru. Simply enter the buying price of the car you chose, along with the following information:
- Your anticipated down payment.
- The expected interest rate.
- Your desired term length, ranging from 12 to 84 months.
Once you've put in the above information, you'll see an estimate of your monthly payments. Experiment by entering different down payments and term lengths to see how the monthly payment changes. This will give you a feel for our financing flexibility and allow you to find a balance that works for your budget.
Available Protection Plans
Save money over the long term with our many protection plans that include things like gap coverage, road hazard protection, preventive maintenance, and more.
Subaru Service and Parts Specials
We frequently offer coupons and discounts on our dealership service and Subaru parts so you can save a little money when your car needs a little saving of its own.
Schedule Service in York, PAExplore New Subaru Parts
Learn More About Subaru Financing with Our York Dealership
At Ciocca Subaru of York, we believe in the value of affordable, safe, and reliable transportation. Take advantage of our many ways to get behind the wheel of your next Subaru. Stop in for a visit on Loucks Road in York, Pennsylvania, and take your favorite vehicle for a test drive. Do you have any questions we haven’t covered? Don't hesitate to contact us for more information about our Subaru financing options or our available programs and offers.
